Health Care Compact Q&A

February 27, 2011

Q&A regarding SB 1592 – the Health Care Compact (passed House & Senate!)

  • What is the Health Care Compact?

The Health Care Compact is an interstate compact – which is simply an agreement between two or more states that is consented to by Congress – that restores authority and responsibility for health care regulation to the member states and provides the funds to the states to fulfill that responsibility.

  • Why is a state compact necessary?

Federal law preempts conflicting state law.  Because the federal government has passed laws that regulate health care, states are unable to enact laws that differ from these federal laws.  A compact can solve this problem by allowing states to suspend the operation of federal health care laws within states that are members of the compact.  Once Congress consents to the compact, the compact becomes federal law.  Therefore, there is no longer any conflict between federal and state law and therefore no preemption of state law by federal law.

  • What happens to states that do not enter the compact?

States that do not enter the compact will continue to operate under federal health care laws and regulations.  Only in states that are members of the compact will federal health care laws that conflict with state laws be suspended. [Read more]

Bucking Big Insurance

February 27, 2011

There’s a battle raging at the Capitol –  over whether to support significant insurance reforms this session – expanding competitive options in the insurance market.

Here’s what is happening.  Some Legislators are holding back support of three bills that will level the playing field and provide more free market insurance solutions:

  • SB 1593 will allow insurance to be purchased across state lines
  • SB 1590 allows small employers to pool together by choice to establish health benefit plans
  • SB 1591 ensures all businesses have access to their own claims data – not just large employers

Why are they hesitating?  [Read more]

Insurance Competition – the Policy Prescription

February 13, 2011

State insurance laws have created significant barriers to competition in the health insurance market.  These 4 bills, if passed, will level the playing field and allow families and businesses health insurance options and transparency.

SB 1590 Pooling by Choice (held this session)

Allow for voluntary risk pooling with Arizona based “association health plans”.
 
Bigger businesses pay 20% less on average than small businesses.  Using ERISA law as the main framework, where already 70% of the commercial insurance market is regulated (including all state and municipal employees, Banner, Blue Cross, United Health Care, Aetna, Vanguard, University Physicians), the law creates the opportunity for businesses to form their own purchasing alliances – and maintain control over the data and decisions. [Read more]

Shredding the Federal Credit Card

February 13, 2011

The U.S. federal debt is now more than 100% of our national GDP (Gross Domestic Product) – over $15 trillion and rising.  That translates to $45,000 of debt for every man, woman and child in the U.S. or $126,000 per taxpaying citizen.

Because they are unwilling to address the elephant in the living room, the states must force Congress to resolve America’s immoral debt crisis – the issue that is threatening America’s economic future.

How can the states act ? Our founders wisely foresaw the need to write Article V into the U.S. Constitution – an amendments process by which the states may balance the power between Congress and the states if and when their government goes astray[Read more]

January 2011 Update

February 1, 2011

This week U.S. District Court Judge Roger Vinson agreed with 26 states (and a Virginia Judge) that Congress overstepped Constitutional authority by requiring Americans to purchase health insurance.  What’s more, he declared the entire act unconstitutional

It takes more than opposing bad healthcare reforms to fix the problems in health care, however.  For starters, it will require opening up insurance markets to more competition and significant tort reform to change Arizona’s medical malpractice environment – curbing costly unnecessary defensive medicine practices to avoid frivolous malpractice lawsuits.  To those ends I sponsored these four major reforms: [Read more]